New LifeStyles - St. Louis

Summer/Fall 2021

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76 Learn How Medicare Works Medicare Part A (Hospital Insurance) helps cover: ■ Inpatient Care in Hospitals ■ Hospice Care ■ Lab Tests ■ Skilled Nursing Facility Care ■ Home Health Care ■ Surgery Medicare Part B (Medical Insurance) helps cover: ■ Services from Doctors and Other Health Care Providers ■ Outpatient Care ■ Home Health Care ■ Durable Medical Equipment ■ Some Preventive Services Medicare Part C (Medicare Advantage Plans) ■ Includes all benefits and services covered under Part A and Part B ■ Run by Medicare-approved private insurance companies ■ Usually includes Medicare prescription drug coverage (Part D) as part of the plan ■ May include extra benefits and services for an extra cost Medicare Part D (Medicare Prescription Drug Coverage) ■ Helps cover the cost of prescription drugs ■ Run by Medicare-approved private insurance companies ■ May help lower your prescription drug costs and help protect against higher costs in the future For more information, visit our website at www.medicare.gov. For more details about Medicare, call your local Social Security office at 800-772-1213 or visit www.ssa.gov. For the "Medicare & You" Handbook, call 800-633-4227 or visit the website at www.medicare.gov. Above information obtained from www.medicare.gov Medicare is health insurance for people 65 or older, people under 65 with certain disabilities, and people of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant). What are the different parts of Medicare?

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